![]() To use this form, just add in your total after-tax income, and the rest of the budget will be calculated for you automatically! The first tab of the spreadsheet includes the 50/30/20 Calculator. Note: It does not matter if you are starting in January or December, it’s never to late in the year to start budgeting! How to Use the 50/30/20 Calculator This spreadsheet has two tabs: The first helps you calculate the amount of money that goes into each category, while the second is an automated template that you can use to keep track of your monthly budget. ![]() So now that you know what the budget is, let’s start taking action to put this budget into use now! In the download below, you’ll access a Google Sheets spreadsheet. Download the FREE 50/30/20 Budget Template and Calculator The last item may seem like it doesn’t fit, but keep in mind that any payments that you make greater than the principal will give you savings in the long run.
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